/* ===== RazPro Business Solutions — Design System ===== */
:root{
  --navy:#1c4872;
  --navy-dark:#0c2036;
  --navy-deeper:#081527;
  --blue:#2e7ef6;
  --blue-light:#6fa8ff;
  --sky:#e8f1ff;
  --gray-900:#0f172a;
  --gray-700:#3c4a5c;
  --gray-500:#64748b;
  --gray-300:#cbd5e1;
  --gray-100:#f1f5f9;
  --bg:#f7f9fc;
  --white:#ffffff;
  --radius:18px;
  --radius-sm:10px;
  --shadow-sm:0 2px 10px rgba(15,32,54,.06);
  --shadow-md:0 12px 32px rgba(15,32,54,.10);
  --shadow-lg:0 24px 60px rgba(15,32,54,.16);
  --maxw:1180px;
  --ff-head:'Poppins',sans-serif;
  --ff-body:'Inter',sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;font-family:var(--ff-body);color:var(--gray-900);
  background:var(--bg);line-height:1.65;-webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4{font-family:var(--ff-head);line-height:1.15;margin:0 0 .5em;color:var(--navy-dark);font-weight:600}
h1{font-size:clamp(2.4rem,5vw,3.6rem);font-weight:700;letter-spacing:-.02em}
h2{font-size:clamp(1.9rem,3.4vw,2.6rem);letter-spacing:-.01em}
h3{font-size:1.3rem}
p{margin:0 0 1em;color:var(--gray-700)}
.container{max-width:var(--maxw);margin:0 auto;padding:0 28px}
.section{padding:96px 0}
.section-tight{padding:64px 0}
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;font-family:var(--ff-head);
  font-size:.78rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;
  color:var(--blue);background:var(--sky);padding:7px 16px;border-radius:99px;margin-bottom:18px;
}
.lead{font-size:1.15rem;color:var(--gray-700);max-width:640px}
.center{text-align:center;margin-left:auto;margin-right:auto}

/* Buttons */
.btn{
  display:inline-flex;align-items:center;gap:8px;font-family:var(--ff-head);font-weight:600;
  font-size:.96rem;padding:14px 26px;border-radius:99px;border:2px solid transparent;
  cursor:pointer;transition:.25s transform,.25s box-shadow,.25s background,.25s color;white-space:nowrap;
}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 10px 24px rgba(46,126,246,.35)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 16px 32px rgba(46,126,246,.45)}
.btn-ghost{background:transparent;border-color:rgba(255,255,255,.4);color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.12);transform:translateY(-2px)}
.btn-outline{background:transparent;border-color:var(--navy);color:var(--navy)}
.btn-outline:hover{background:var(--navy);color:#fff;transform:translateY(-2px)}
.btn-sm{padding:9px 18px;font-size:.85rem}

/* Nav — always solid/light so it's never buried against the hero */
.nav{
  position:fixed;top:0;left:0;right:0;z-index:100;padding:14px 0;
  background:rgba(255,255,255,.97);backdrop-filter:blur(14px);
  box-shadow:0 2px 20px rgba(15,32,54,.08);
  transition:.3s box-shadow,.3s padding;
}
.nav.scrolled{padding:10px 0;box-shadow:0 4px 24px rgba(15,32,54,.12)}
.nav .container{display:flex;align-items:center;justify-content:space-between;gap:24px}
.nav-logo{display:flex;align-items:center;gap:10px;color:var(--navy-dark)}
.nav-logo img{height:40px;width:auto;display:block}
.nav-links{display:flex;align-items:center;gap:30px;font-family:var(--ff-head);font-weight:500;font-size:.94rem}
.nav-links a{color:var(--navy-dark);opacity:.85;transition:.2s opacity;position:relative}
.nav-links a:hover{opacity:1}
.nav-links a.active{opacity:1}
.nav-cta{display:flex;align-items:center;gap:14px}
.nav-cta .btn-ghost{border-color:var(--navy);color:var(--navy)}
.nav-cta .btn-ghost:hover{background:var(--navy);color:#fff}
.nav-toggle{display:none;background:none;border:0;font-size:1.6rem;color:var(--navy-dark);cursor:pointer}

.dropdown{position:relative}
.dropdown-menu{
  position:absolute;top:calc(100% + 16px);left:50%;transform:translateX(-50%) translateY(6px);
  background:#fff;border-radius:14px;box-shadow:var(--shadow-lg);padding:10px;min-width:220px;
  opacity:0;pointer-events:none;transition:.2s;
}
@media(min-width:981px){
  .dropdown:hover .dropdown-menu,.dropdown.open .dropdown-menu{opacity:1;pointer-events:auto;transform:translateX(-50%) translateY(0)}
}
.dropdown-menu a{display:block;padding:10px 14px;border-radius:10px;color:var(--navy-dark)!important;opacity:1!important;font-size:.9rem}
.dropdown-menu a:hover{background:var(--sky);color:var(--blue)!important}

/* Hero w/ parallax */
.hero{
  position:relative;min-height:92vh;display:flex;align-items:center;overflow:hidden;
  background:linear-gradient(160deg,var(--navy-deeper) 0%,var(--navy-dark) 45%,var(--navy) 100%);
  padding-top:120px;
}
.hero-page{min-height:56vh}
.parallax-layer{position:absolute;inset:-20% -10% -20% -10%;pointer-events:none;will-change:transform}
.hero-photo{
  background-image:url('/images/office-main.jpg');background-size:cover;background-position:center 30%;
}
.hero-photo-overlay{
  position:absolute;inset:-20% -10% -20% -10%;pointer-events:none;
  background:linear-gradient(100deg,rgba(8,21,39,.96) 0%,rgba(10,27,46,.90) 22%,rgba(12,32,54,.62) 48%,rgba(28,72,114,.38) 72%,rgba(28,72,114,.22) 100%);
}
.dotgrid{
  background-image:radial-gradient(rgba(255,255,255,.22) 1.6px,transparent 1.6px);
  background-size:26px 26px;opacity:.5;
}
.dotgrid-2{
  background-image:radial-gradient(rgba(111,168,255,.35) 2px,transparent 2px);
  background-size:44px 44px;opacity:.35;
}
.hero-glow{
  position:absolute;border-radius:50%;filter:blur(90px);pointer-events:none;
}
.hero-glow-1{width:520px;height:520px;background:radial-gradient(circle,rgba(46,126,246,.45),transparent 70%);top:-140px;right:-120px}
.hero-glow-2{width:420px;height:420px;background:radial-gradient(circle,rgba(111,168,255,.28),transparent 70%);bottom:-160px;left:-100px}
.hero-content{position:relative;z-index:2;color:#fff}
.hero h1{color:#fff}
.hero .lead{color:rgba(255,255,255,.82);max-width:640px}
.hero-eyebrow{
  display:inline-flex;align-items:center;gap:8px;font-family:var(--ff-head);font-size:.78rem;
  font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:#fff;
  background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.25);padding:7px 16px;border-radius:99px;margin-bottom:22px;
}
.hero-actions{display:flex;gap:16px;margin-top:34px;flex-wrap:wrap}
.hero-badges{display:flex;gap:14px;flex-wrap:wrap;margin-top:52px}
.hero-badge{
  display:flex;align-items:center;gap:10px;background:rgba(255,255,255,.08);
  border:1px solid rgba(255,255,255,.16);padding:10px 16px;border-radius:12px;
  font-family:var(--ff-head);font-size:.82rem;font-weight:500;color:#fff;
}
.hero-badge .dot{width:8px;height:8px;border-radius:50%;background:var(--blue-light)}

/* Cards / grids */
.grid{display:grid;gap:26px}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.card{
  background:#fff;border-radius:var(--radius);padding:32px;box-shadow:var(--shadow-sm);
  border:1px solid rgba(15,32,54,.05);transition:.3s transform,.3s box-shadow;
}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow-md)}
.card-icon{
  width:52px;height:52px;border-radius:14px;background:var(--sky);display:flex;align-items:center;
  justify-content:center;font-size:1.5rem;margin-bottom:18px;
}
.card h3{margin-bottom:.4em}
.card p{margin-bottom:0;font-size:.95rem}
.card .tag-row{margin-top:16px}

/* Persona cards (homepage "Who We Help") */
.persona-card{
  background:#fff;border-radius:var(--radius);padding:30px 26px;box-shadow:var(--shadow-sm);
  border:1px solid rgba(15,32,54,.05);border-top:4px solid var(--blue);
  transition:.3s transform,.3s box-shadow;display:flex;flex-direction:column;height:100%;
}
.persona-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-md)}
.persona-tag{
  font-family:var(--ff-head);font-size:.72rem;font-weight:700;letter-spacing:.08em;
  text-transform:uppercase;color:var(--blue);margin-bottom:14px;display:block;
}
.persona-card h3{font-size:1.15rem;margin-bottom:10px;line-height:1.32;color:var(--navy-dark)}
.persona-card p{font-size:.92rem;margin-bottom:0;flex:1}
.persona-card .btn-outline{margin-top:20px;align-self:flex-start}

/* Blog */
.blog-card{display:flex;flex-direction:column;height:100%;padding:0;overflow:hidden}
.blog-card-media{
  height:180px;background:linear-gradient(135deg,var(--navy) 0%,var(--navy-dark) 100%);
  position:relative;display:flex;align-items:flex-end;padding:18px;
}
.blog-card-media .tag{margin:0;background:rgba(255,255,255,.16);color:#fff}
.blog-card-body{padding:26px 26px 28px;display:flex;flex-direction:column;flex:1}
.blog-card-date{font-family:var(--ff-head);font-size:.78rem;color:var(--gray-500);margin-bottom:8px}
.blog-card h3{font-size:1.2rem;margin-bottom:10px;line-height:1.3}
.blog-card p{font-size:.94rem;margin-bottom:0;flex:1}
.blog-card .btn-outline{margin-top:18px;align-self:flex-start}

.article-wrap{max-width:760px;margin:0 auto}
.article-meta{display:flex;align-items:center;gap:14px;flex-wrap:wrap;margin-bottom:18px}
.article-meta .tag{margin:0}
.article-date{font-family:var(--ff-head);font-size:.85rem;color:var(--gray-500)}
.article-body{font-size:1.05rem;line-height:1.8;color:var(--gray-700)}
.article-body h2{margin-top:1.6em;font-size:1.5rem}
.article-body h3{margin-top:1.3em;font-size:1.2rem;color:var(--navy-dark)}
.article-body p{margin-bottom:1.2em}
.article-body ul,.article-body ol{margin:0 0 1.2em;padding-left:1.4em;color:var(--gray-700)}
.article-body li{margin-bottom:.5em}
.article-body blockquote{
  margin:1.6em 0;padding:18px 24px;border-left:4px solid var(--blue);background:var(--sky);
  border-radius:0 12px 12px 0;font-style:italic;color:var(--navy-dark);
}
.article-disclaimer{
  margin-top:2.4em;padding-top:1.6em;border-top:1px solid rgba(15,32,54,.08);
  font-size:.85rem;color:var(--gray-500);font-style:italic;
}
.article-author{
  display:flex;align-items:center;gap:16px;margin-top:2.4em;padding:22px;background:var(--gray-100);
  border-radius:var(--radius);
}
.article-author img{width:60px;height:60px;border-radius:50%;object-fit:cover;flex:0 0 60px}
.article-author-name{font-family:var(--ff-head);font-weight:600;color:var(--navy-dark)}
.article-author-role{font-size:.85rem;color:var(--gray-500);margin-top:2px}

.tag{
  display:inline-block;font-family:var(--ff-head);font-size:.72rem;font-weight:600;
  color:var(--navy);background:var(--sky);padding:5px 12px;border-radius:99px;margin:0 6px 6px 0;
}
.tag-dark{background:rgba(255,255,255,.12);color:#fff}

/* Credential strip */
.strip{background:var(--navy-dark);color:#fff;padding:34px 0}
.strip .grid-5{grid-template-columns:repeat(5,1fr);gap:20px;align-items:center}
.strip-item{display:flex;align-items:center;gap:12px;font-family:var(--ff-head);font-weight:500;font-size:.88rem;opacity:.92}
.strip-item span.ic{font-size:1.35rem}

/* Team */
.team-card{text-align:center}
.team-photo{
  width:100%;aspect-ratio:1/1;border-radius:16px;overflow:hidden;margin-bottom:18px;
  box-shadow:var(--shadow-sm);position:relative;
}
.team-photo img{width:100%;height:100%;object-fit:cover}
.team-photo.placeholder{background:linear-gradient(135deg,var(--navy),var(--blue));display:flex;align-items:center;justify-content:center;color:#fff;font-family:var(--ff-head);font-size:2.4rem;font-weight:700}
.team-card h3{margin-bottom:.2em}
.team-role{color:var(--blue);font-family:var(--ff-head);font-weight:600;font-size:.88rem;margin-bottom:10px}

/* Partner cards (Our Network) */
.partner-card{display:flex;flex-direction:column}
.partner-logo-row{display:flex;align-items:center;margin-bottom:22px;min-height:64px}
.partner-logo-main{max-height:64px;max-width:100%;width:auto;display:block}
.partner-people{display:flex;gap:32px;margin-top:26px;padding-top:26px;border-top:1px solid rgba(15,32,54,.07);flex-wrap:wrap}
.partner-person{display:flex;flex-direction:column;align-items:center;text-align:center;gap:14px;width:160px;flex:0 0 auto}
.partner-person img{width:160px;height:160px;border-radius:18px;object-fit:cover;box-shadow:var(--shadow-md)}
.partner-person-name{font-family:var(--ff-head);font-weight:600;font-size:1.05rem;color:var(--navy-dark);line-height:1.25}
.partner-person-role{font-size:.88rem;color:var(--gray-500);margin-top:3px}

/* Intuit ProAdvisor badge strip */
.badge-strip{
  display:flex;align-items:center;gap:36px;flex-wrap:wrap;background:var(--gray-100);
  border-radius:var(--radius);padding:36px 40px;
}
.intuit-badge{height:120px;width:auto;flex:0 0 auto;display:block}
.badge-strip-text{flex:1 1 320px;min-width:260px}
.badge-strip-text h3{margin-bottom:.4em}
.badge-strip-text p{margin:0;font-size:.92rem}

/* Section split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.split img{border-radius:var(--radius);box-shadow:var(--shadow-md)}
.checklist{list-style:none;padding:0;margin:22px 0}
.checklist li{display:flex;gap:12px;margin-bottom:14px;font-size:.98rem;color:var(--gray-700)}
.checklist li:before{content:"";flex:0 0 20px;height:20px;width:20px;margin-top:2px;border-radius:6px;background:var(--sky);
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20' fill='none'%3E%3Cpath d='M5 10.5L8.5 14L15 6.5' stroke='%232e7ef6' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat:no-repeat;background-position:center;}

/* Pricing cards */
.price-card{
  background:#fff;border-radius:var(--radius);padding:32px;box-shadow:var(--shadow-sm);
  border:2px solid rgba(15,32,54,.06);display:flex;flex-direction:column;height:100%;position:relative;
}
.price-card.featured{border-color:var(--blue);box-shadow:var(--shadow-md)}
.price-card .price-badge{
  position:absolute;top:-13px;left:50%;transform:translateX(-50%);background:var(--blue);color:#fff;
  font-size:.75rem;font-weight:600;padding:5px 16px;border-radius:20px;letter-spacing:.02em;white-space:nowrap;
}
.price-tag{display:flex;align-items:baseline;gap:6px;margin:6px 0 4px}
.price-tag .amount{font-family:var(--ff-head);font-size:2.4rem;font-weight:700;color:var(--navy-dark)}
.price-tag .period{color:var(--gray-700);font-size:.9rem}
.price-tag.price-tag-sm .amount{font-size:1.7rem}
.price-card .price-note{font-size:.85rem;color:var(--gray-700);margin-bottom:18px}
.price-card .checklist{margin:0 0 24px;flex:1}
.price-card .checklist li{font-size:.92rem;margin-bottom:11px}

/* CTA band */
.cta-band{
  background:linear-gradient(120deg,var(--navy) 0%,var(--navy-dark) 100%);border-radius:28px;
  padding:64px 56px;color:#fff;text-align:center;position:relative;overflow:hidden;
}
.cta-band h2{color:#fff}
.cta-band .lead{color:rgba(255,255,255,.85);margin-left:auto;margin-right:auto}
.cta-band .hero-glow-1{top:-160px;right:-140px}

/* Testimonials */
.testi-card{background:#fff;border-radius:var(--radius);padding:30px;box-shadow:var(--shadow-sm);border:1px solid rgba(15,32,54,.05)}
.stars{color:#f5a623;letter-spacing:2px;margin-bottom:14px}
.testi-person{display:flex;align-items:center;gap:12px;margin-top:18px}
.testi-avatar{width:42px;height:42px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-family:var(--ff-head);font-weight:600;font-size:.85rem}
.testi-name{font-family:var(--ff-head);font-weight:600;font-size:.9rem;color:var(--navy-dark)}
.testi-role{font-size:.8rem;color:var(--gray-500)}

/* Footer */
footer{background:var(--navy-deeper);color:rgba(255,255,255,.72);padding:70px 0 30px}
footer h4{color:#fff;font-size:.95rem;margin-bottom:18px}
footer a{color:rgba(255,255,255,.68);font-size:.9rem;display:block;margin-bottom:10px;transition:.2s color}
footer a:hover{color:#fff}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:40px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:50px;padding-top:24px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:.82rem;color:rgba(255,255,255,.5)}
.footer-logo{color:#fff;margin-bottom:16px}
.footer-logo img{height:32px;width:auto;display:block}
.social-icons{display:flex;gap:10px;margin-top:20px}
.social-icons a{width:38px;height:38px;border-radius:50%;background:rgba(255,255,255,.08);display:flex;align-items:center;justify-content:center;margin-bottom:0;transition:.2s background,.2s transform}
.social-icons a:hover{background:var(--blue);transform:translateY(-2px)}
.social-icons svg{width:17px;height:17px;fill:#fff}
.phone-reveal{cursor:pointer}
.phone-reveal .pr-text{display:inline-block;transition:transform .2s ease;perspective:200px}
.phone-reveal.flipping .pr-text{transform:rotateY(90deg)}

/* Scroll reveal */
.reveal{opacity:0;transform:translateY(28px);transition:opacity .7s ease,transform .7s ease}
.reveal.in{opacity:1;transform:none}
.reveal-delay-1{transition-delay:.1s}
.reveal-delay-2{transition-delay:.2s}
.reveal-delay-3{transition-delay:.3s}

/* Page hero (sub pages) */
.page-hero{padding-bottom:70px}
.breadcrumb{font-family:var(--ff-head);font-size:.82rem;color:rgba(255,255,255,.6);margin-bottom:14px}
.breadcrumb a{color:rgba(255,255,255,.6)}
.breadcrumb a:hover{color:#fff}

/* Note box (internal placeholders, styled subtly so it still looks intentional) */
.note-box{
  background:#fff7ed;border:1px dashed #f0b95e;border-radius:14px;padding:20px 24px;font-size:.88rem;color:#8a5a00;margin:18px 0;
}
.note-box b{color:#7a4b00}

/* Form */
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.field{display:flex;flex-direction:column;gap:8px;margin-bottom:4px}
.field.full{grid-column:1/-1}
label{font-family:var(--ff-head);font-size:.85rem;font-weight:600;color:var(--navy-dark)}
input,select,textarea{
  padding:13px 16px;border-radius:12px;border:1.5px solid var(--gray-300);font-family:var(--ff-body);
  font-size:.95rem;background:#fff;transition:.2s border-color;
}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--blue)}
textarea{resize:vertical;min-height:120px}

.contact-info-card{background:var(--navy-dark);color:#fff;border-radius:var(--radius);padding:36px}
.contact-info-card h3{color:#fff}
.contact-row{display:flex;gap:14px;margin-bottom:22px}
.contact-row .ic{width:42px;height:42px;border-radius:12px;background:rgba(255,255,255,.1);display:flex;align-items:center;justify-content:center;flex:0 0 42px}
.contact-row a,.contact-row div{color:rgba(255,255,255,.85);font-size:.92rem}
.contact-row strong{display:block;color:#fff;font-size:.9rem;margin-bottom:2px}

@media(max-width:980px){
  .grid-2,.grid-3,.grid-4{grid-template-columns:1fr 1fr}
  .strip .grid-5{grid-template-columns:repeat(3,1fr)}
  .split{grid-template-columns:1fr;gap:32px}
  .footer-grid{grid-template-columns:1fr 1fr}
  .nav-toggle{display:block}
  .nav-links{
    display:none;flex-direction:column;align-items:flex-start;gap:2px;
    position:absolute;top:100%;left:0;right:0;
    background:#fff;padding:10px 24px 20px;
    box-shadow:0 12px 24px rgba(15,32,54,.12);
    border-top:1px solid rgba(15,32,54,.06);
  }
  .nav-links.open{display:flex}
  .nav-links a{display:block;width:100%;padding:12px 0;opacity:1}
  .dropdown{width:100%}
  .dropdown-menu{
    position:static;opacity:1;pointer-events:auto;transform:none;
    box-shadow:none;padding:0 0 4px 14px;margin:0;min-width:0;
    max-height:0;overflow:hidden;transition:.2s;
  }
  .dropdown.open .dropdown-menu{max-height:200px}
  .dropdown-menu a{padding:8px 0}
}
@media(max-width:640px){
  .grid-2,.grid-3,.grid-4{grid-template-columns:1fr}
  .strip .grid-5{grid-template-columns:repeat(2,1fr)}
  .section{padding:64px 0}
  .cta-band{padding:44px 26px}
  .form-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
}

/* CondoHOA.app (RazPro product) */
.chapp-band{display:flex;align-items:center;gap:36px;background:#14305A;border-radius:var(--radius);padding:36px 44px;color:#fff;margin-top:56px;position:relative;overflow:hidden}
.chapp-band::after{content:"";position:absolute;right:-80px;top:-80px;width:260px;height:260px;border-radius:50%;background:rgba(63,208,201,.12)}
.chapp-band img{width:220px;flex:0 0 220px;position:relative;z-index:1}
.chapp-band .chapp-text{flex:1;position:relative;z-index:1}
.chapp-band .chapp-tag{display:inline-block;font-family:var(--ff-head);font-size:.75rem;font-weight:600;letter-spacing:.6px;text-transform:uppercase;color:#3FD0C9;margin-bottom:8px}
.chapp-band h3{color:#fff;font-size:1.35rem;margin:0 0 8px}
.chapp-band p{color:rgba(255,255,255,.82);margin:0}
.chapp-band .chapp-actions{display:flex;flex-direction:column;gap:10px;position:relative;z-index:1}
.btn-chapp{background:#1AA6A0;color:#fff;box-shadow:none}
.btn-chapp:hover{background:#0F8782;color:#fff;transform:translateY(-2px)}
.btn-chapp-ghost{border-color:rgba(255,255,255,.6);color:#fff;background:transparent}
.btn-chapp-ghost:hover{background:#fff;color:#14305A}
.chapp-logo-card{text-align:center}
.chapp-logo-card img{width:260px;max-width:100%;margin:6px auto 14px;display:block}
.split .chapp-logo-card img{box-shadow:none;border-radius:0}
.chapp-compare .card h3{margin-top:0}
.chapp-compare .fit{font-family:var(--ff-head);font-size:.8rem;font-weight:600;letter-spacing:.5px;text-transform:uppercase;color:#0F8782;margin-bottom:6px;display:block}
.chapp-compare .card.featured{border:2px solid #1AA6A0}
@media(max-width:980px){
  .chapp-band{flex-direction:column;align-items:flex-start;padding:30px 26px;gap:20px}
  .chapp-band .chapp-actions{flex-direction:row;flex-wrap:wrap}
}

/* Education: steps, requirement table, guides, FAQ */
.steps-list{list-style:none;margin:36px 0 0;padding:0;counter-reset:st;display:grid;gap:16px}
.steps-list li{counter-increment:st;display:grid;grid-template-columns:52px 1fr;gap:18px;background:#fff;border:1px solid rgba(15,32,54,.07);border-radius:var(--radius);padding:22px 24px;box-shadow:var(--shadow-sm)}
.steps-list li::before{content:counter(st);width:44px;height:44px;border-radius:50%;background:var(--navy);color:#fff;font-family:var(--ff-head);font-weight:700;display:grid;place-items:center;font-size:1.05rem}
.steps-list h3{font-size:1.08rem;margin:2px 0 6px}
.steps-list p{margin:0;font-size:.95rem}
.steps-list .step-note{display:block;margin-top:8px;font-size:.84rem;color:var(--gray-500)}
.req-table-wrap{overflow-x:auto;margin-top:32px;border-radius:var(--radius);box-shadow:var(--shadow-sm);background:#fff;border:1px solid rgba(15,32,54,.07)}
.req-table{width:100%;border-collapse:collapse;min-width:620px;font-size:.95rem}
.req-table th,.req-table td{padding:16px 20px;text-align:left;vertical-align:top;border-bottom:1px solid rgba(15,32,54,.07)}
.req-table thead th{background:var(--navy-dark);color:#fff;font-family:var(--ff-head);font-weight:600;font-size:.92rem}
.req-table tbody th{font-family:var(--ff-head);font-weight:600;color:var(--navy-dark);width:24%;background:var(--gray-100)}
.req-table tr:last-child th,.req-table tr:last-child td{border-bottom:0}
.weights{list-style:none;margin:14px 0 0;padding:0}
.weights li{margin-bottom:12px;font-size:.92rem;color:var(--gray-700)}
.weights .bar{height:8px;border-radius:99px;background:var(--sky);margin-top:6px;overflow:hidden}
.weights .bar i{display:block;height:100%;background:linear-gradient(90deg,var(--blue),var(--navy))}
.guide-card{display:flex;gap:22px;align-items:flex-start;background:#fff;border-radius:var(--radius);padding:28px;box-shadow:var(--shadow-sm);border:1px solid rgba(15,32,54,.06);height:100%}
.guide-cover{flex:0 0 110px;height:142px;border-radius:10px;background:linear-gradient(160deg,var(--navy) 0%,var(--navy-deeper) 100%);color:#fff;padding:14px 12px;display:flex;flex-direction:column;justify-content:space-between;box-shadow:var(--shadow-md);position:relative;overflow:hidden}
.guide-cover::after{content:"";position:absolute;right:-30px;bottom:-30px;width:90px;height:90px;border-radius:50%;background:rgba(111,168,255,.25)}
.guide-cover small{font-family:var(--ff-head);font-size:.55rem;letter-spacing:.8px;text-transform:uppercase;color:var(--blue-light)}
.guide-cover b{font-family:var(--ff-head);font-size:.82rem;line-height:1.25}
.guide-card h3{font-size:1.15rem;margin-bottom:8px}
.guide-card ul{margin:0 0 16px;padding-left:1.1em;font-size:.9rem;color:var(--gray-700)}
.guide-card li{margin-bottom:4px}
.guide-fine{font-size:.8rem;color:var(--gray-500);text-align:center;margin-top:18px}
.faq-list{max-width:820px;margin:32px auto 0}
.faq-list details{background:#fff;border:1px solid rgba(15,32,54,.08);border-radius:14px;margin-bottom:12px;padding:0 22px}
.faq-list summary{cursor:pointer;list-style:none;font-family:var(--ff-head);font-weight:600;color:var(--navy-dark);padding:18px 0;display:flex;justify-content:space-between;gap:16px}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary::after{content:"+";color:var(--blue);font-size:1.3rem;line-height:1}
.faq-list details[open] summary::after{content:"\2013"}
.faq-list details p{margin:0 0 18px;font-size:.95rem}
.portal-box{display:flex;align-items:center;gap:28px;background:var(--sky);border-radius:var(--radius);padding:30px 34px;margin-top:40px}
.portal-box .portal-text{flex:1}
.portal-box h3{margin-bottom:6px}
.portal-box p{margin:0;font-size:.95rem}
.source-note{font-size:.82rem;color:var(--gray-500);margin-top:14px}
@media(max-width:980px){.portal-box{flex-direction:column;align-items:flex-start}}
@media(max-width:640px){.guide-card{flex-direction:column}.steps-list li{grid-template-columns:1fr;gap:10px}}

/* blog v2 */
.blog-card-media{background-size:cover;background-position:center}
.blog-filter{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin:0 auto 34px;max-width:900px}
.blog-filter button{font-family:var(--ff-head);font-weight:600;font-size:.85rem;padding:9px 16px;border-radius:99px;border:1px solid rgba(15,32,54,.14);background:#fff;color:var(--navy-dark);cursor:pointer;transition:all .2s}
.blog-filter button:hover{border-color:var(--blue);color:var(--blue)}
.blog-filter button.active{background:var(--navy-dark);border-color:var(--navy-dark);color:#fff}
.blog-filter button span{opacity:.6;font-weight:500;margin-left:4px}
.blog-card.is-hidden{display:none}
.article-cover{width:100%;aspect-ratio:12/5;border-radius:var(--radius);background-size:cover;background-position:center;margin:0 0 26px;box-shadow:var(--shadow-sm)}
.article-origin{font-size:.9rem;background:var(--sky);border-radius:10px;padding:12px 16px;margin:0 0 24px;color:var(--gray-700)}
.article-origin a{color:var(--navy);font-weight:600}
.article-body .req-table-wrap{margin:1.4em 0}
.article-body .req-table{font-size:.9rem}
.related{max-width:760px;margin:40px auto 0}
.related h3{font-size:1.1rem;margin-bottom:14px}
.related a{display:block;padding:12px 0;border-bottom:1px solid rgba(15,32,54,.08);font-weight:600;color:var(--navy-dark);text-decoration:none}
.related a:hover{color:var(--blue)}
.related small{display:block;font-weight:500;color:var(--gray-500);font-size:.8rem;margin-top:2px}

/* ach-connect */
.achc-kicker{display:inline-flex;align-items:center;gap:8px;font-family:var(--ff-head);font-size:.78rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:#7ce7c4;margin-bottom:14px}
.achc-kicker:before{content:"";width:7px;height:7px;border-radius:50%;background:#7ce7c4}
.achc-flow{background:linear-gradient(160deg,#0b1d33,#102a47);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow-lg);color:#fff}
.achc-flow-head{display:flex;justify-content:space-between;font-family:var(--ff-head);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.55);margin-bottom:16px}
.achc-step{display:flex;gap:14px;align-items:flex-start;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:14px;padding:16px 18px}
.achc-step b{flex:0 0 34px;height:34px;border-radius:9px;display:flex;align-items:center;justify-content:center;font-family:var(--ff-head);font-size:.8rem;border:1px solid rgba(255,255,255,.25)}
.achc-step small{display:block;font-family:var(--ff-head);font-size:.68rem;letter-spacing:.12em;text-transform:uppercase;opacity:.65}
.achc-step strong{display:block;font-family:var(--ff-head);font-size:1.08rem;margin:2px 0}
.achc-step span{font-size:.88rem;opacity:.8}
.achc-step.light{background:#fff;color:var(--navy-dark)}
.achc-step.light b{border-color:rgba(12,32,54,.2)}
.achc-step.mint{background:#1f5a4a;border-color:rgba(124,231,196,.35)}
.achc-arrow{text-align:center;color:#7ce7c4;margin:6px 0;font-size:1.1rem}
.achc-note{font-size:.72rem;color:rgba(255,255,255,.45);text-align:right;margin-top:12px}
.achc-band{display:flex;align-items:center;gap:28px;flex-wrap:wrap;background:linear-gradient(135deg,#0b1d33,#163a5c);border-radius:var(--radius);padding:30px 34px;color:#fff;margin-top:22px}
.achc-band .achc-text{flex:1;min-width:240px}
.achc-band h3{color:#fff;margin:6px 0 6px;font-size:1.25rem}
.achc-band p{color:rgba(255,255,255,.78);margin:0;font-size:.95rem}
.achc-band .achc-kicker{margin:0;font-size:.7rem}
.btn-achc{background:#7ce7c4;color:#0b1d33;border-color:#7ce7c4}
.btn-achc:hover{background:#a5f0d8;color:#0b1d33}